Journal of Advanced Research in Humanities and Social Sciences

Digital Payment Transactions Growth Expectation 2030 in India

2026-04-07T11:05:09+00:00

India’s digital payment ecosystem has undergone a profound transformation since the 2016demonetisatio India shifting toward a cashless economy. From 2017 onwards, the country has witnessed exponential growth in digital transactions, driven by technological innovation, policy support, easy and convenient facilities changing users’ behaviour. This study aims to examine the historical growth patterns of digital payments and project their future trajectory up to 2030. Historical data of digital transactions collected from 2017 to 2025 both volume and value. These data to be analysed using the compound annual growth rate method. Basis of past data forecast will be predicted in 2025-26 by using Auto Regressive Integrated Moving Average method. Linear regression analysis is utilised to estimate long-term growth to 2030.

How to cite this article:
Das S, Joshi A, Banerjee S, Gupta K. Digital Payment Transactions Growth Expectation 2030 in India. J Adv Res Humani Social Sci 2026; 13(2): 10-14

DOI:https://www.doi.org/10.24321/2349.2872.202605

Livelihood Transformations under NRLM: A Longitudinal Study of Collective Finance and Livelihood Activities in Uttar Pradesh

2026-04-09T07:22:11+00:00

This study conducted a longitudinal descriptive analysis of livelihood transformations in Uttar Pradesh under the National Rural Livelihoods Mission (NRLM), focusing on collective finance mechanisms and livelihood indicators. Findings reveal substantial institutional expansion and financial outreach. By 2023–24, NRLM mobilised 9.24 million rural households, forming 838,053 Self-Help Groups (SHGs) and 58,026 Village Organisations.
Financial strengthening was pivotal: 743,441 SHGs received Revolving Funds (RF) totaling ₹122,011.7 lakhs, and 674,768 SHGs accessed Community Investment Funds (CIF) amounting to ₹787,329.3 lakhs. Earlier (2012–2021), 306,058 SHGs obtained RF and 185,050 accessed CIF, indicating progressive scaling.
NRLM also fostered livelihood diversification. Mahila Kisan participation in agricultural extension surged from 31,008 (2020–21) to 69,180 (2023–24), with 19,995 women benefiting from livestock interventions in 2023–24. Non-farm opportunities expanded, notably in food processing enterprises, rising from 553 (2020–21) to 5,164 (2025–26). Enterprise promotion yielded 4,279 enterprises in 2022–23, engaging 7,237 entrepreneurs and generating ₹6,590.01 lakhs in annual sales, despite later fluctuations.
Collective finance mechanisms under NRLM have thus enhanced financial inclusion, bolstered rural institutions, and promoted diversified, sustainable livelihoods in Uttar Pradesh.

Coexistence As Foundation: Madhyasth Darshan And The Path To Sustainable Civilization

2026-05-01T05:10:15+00:00

This paper examines Madhyasth Darshan and Sah-Astitvavaad as a comprehensive philosophical framework for understanding human existence, integrating science, consciousness, and spirituality in response to the contemporary imperative of coexistential living. The well-being of society is approached not narrowly or individually, but within the expansive context of global welfare and collective flourishing, recognizing humanity as an integral and inseparable part of a larger interconnected reality.The primary objective of this study is to explore pathways to sustainable development through the principles of coexistence articulated in Madhyasth Darshan, grounded in a holistic understanding of existence and human consciousness, and to examine how these principles may be meaningfully realized within social, educational, and institutional contexts. Through careful analysis of these interrelated dimensions, the paper demonstrates that the resolution to prevailing ecological and social crises lies within this integrated philosophical understanding.Methodologically, the study adopts an inclusive, non-harm-oriented approach that emphasizes mutual fulfillment among all forms of life, recognizing nature as a core constituent of coexistence. Madhyasth Darshan asserts that scientific research and technological innovation must contribute to the well-being of all, and where universal benefit is unattainable, must at minimum avoid harm to any living or non-living aspect of existence.As awareness deepens regarding the long-term consequences of human action upon nature and the environment, ethical responsibility emerges naturally from the understanding that humanity is not the owner of the ecosystem, but a conscious and responsible participant within it. This integration of consciousness, ethics, and spirituality provides the basis for aligning scientific advancement with coexistence, as exemplified in practices such as renewable energy, ecological agriculture, and environmentally responsible technologies.In the face of accelerating existential and ecological crises, Madhyasth Darshan and its principle of coexistence present an urgent and viable alternative. The paper argues that sustainable solutions cannot remain at the level of symbolic or rhetorical engagement; they must involve the conscious inculcation of Sah-Astitvavaad within society, education, governance, and everyday human living.

How to cite this article:
Pandey D K. Coexistence As Foundation: Madhyasth Darshan And The Path To Sustainable Civilization. J Adv Res Humani Social Sci 2026; 13(2): 15-20

DOI: https://www.doi.org/10.24321/2349.2872.202606